ALLIANZ: OVERVIEW FOR A SUSTAINABLE FUTURE


This study examines how sustainability considerations can be translated into measurable metrics within the global insurance industry. Focusing on Allianz as a case study, the analysis evaluates how insurers can integrate sustainability risks into underwriting, investment, and corporate strategy while maintaining financial performance.

The study begins with a market-level assessment of the insurance sector, identifying key structural trends shaping risk exposure, including climate-related natural catastrophes, demographic change, regulatory pressure and the growing protection gap. It then situates insurance within a broader sustainability framework, highlighting the sector’s dual role as both risk carrier and institutional investor, with system-wide implications for resilience and capital allocation.

Using Allianz as a reference case, the analysis applies a double-materiality perspective to assess sustainability risks and current disclosures. The study proposes a structured set of goals, metrics, and KPIs across three core areas: risk management and underwriting, investment and asset management, corporate citizenship and financial inclusion.